Business Insurance
Protection for the business you’ve worked so hard to build.
From contractors and salons to shops and service businesses, we help Jefferson County business owners protect their property, income, vehicles, and reputation.
What it can cover
Business owners policy (BOP)
Property and liability coverage packaged for small businesses.
General liability
Protection if a customer is injured or their property is damaged.
Commercial auto
Coverage for vehicles used in your business.
Business property
Your building, equipment, inventory, and supplies.
Options worth asking about
- Business income helps replace lost income if a covered loss shuts you down.
- Equipment breakdown covers mechanical failure of the equipment you rely on.
- Business umbrella extra liability limits above your other policies.
- Life for business owners protection for your family and your business’s future.
Common questions
Does my homeowners policy cover my home-based business?
Usually only in a very limited way. Business equipment, inventory, and liability often need their own coverage.
Do I need commercial auto?
If a vehicle is used for business, it may need commercial coverage. Using a personal policy for business use can leave gaps.
Can I bundle my business and personal policies?
Yes. Keeping everything with one agency can simplify things and may unlock discounts.
Not sure what you need?
Start with a free account review. We’ll look at what you have, what you might be missing, and where you could save.