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About Ghirardi Agency
A local agency built on relationships, honest advice, and showing up for our community.
Nicole Ghirardi
Nicole opened Ghirardi Agency with Missouri Farm Bureau Insurance in 2022, after nearly a decade as an office manager and licensed producer with another major carrier. She built the agency around one belief: clients deserve an agent who checks in, explains things plainly, and treats them like neighbors, because they are.
Nicole leads the agency’s sales and strategy and works closely with families, farmers, and business owners on everything from first auto policies to life insurance and legacy planning.
Recognition
- Rising Star of the Year, Missouri Farm Bureau, 2024
- Court of Excellence, Missouri Farm Bureau, 2023 and 2024
- Rookie of the Year nominee, Missouri Farm Bureau, 2022
- Hall of Fame for Life Sales, 2016 and 2017 (prior carrier)
What we value
- Relationships first. Long-term clients, not one-time transactions.
- Honest advice. We recommend what you need, and tell you what you don’t.
- Proactive service. Regular account reviews so nothing slips through the cracks.
- Education. Clear explanations of risk and protection.
- Community. Active in the local Chamber of Commerce and Jefferson County.
People who pick up the phone
Our Hillsboro office team handles everything from policy changes and billing questions to claims support. When you call, you reach someone local who knows your account.
Agency owner
Coverage planning, life insurance, account reviews, and business and farm accounts.
Office management
Keeps the office running smoothly and oversees service for every client.
Customer service
Policy changes, ID cards, billing help, and answers to your everyday questions.
Rooted in Missouri
Missouri Farm Bureau Insurance grew out of Missouri’s farm communities, and that heritage still shows in how it serves rural and small-town families. Policies are available to Farm Bureau members. Membership supports Missouri agriculture, and you don’t need to farm to join.
Let’s get to know each other
Stop by the office, give us a call, or send a quick note. We’d love to learn about you.